绿茵体育 - Sports Data Service Center

Why Choose GREENFIELD Car Loans?

Specialized services designed to make your car buying journey smoother and more economical.

Rapid Data Updates

24-48 Hour Approval, 72 Hour Funding.

Low Data Latency

New car rates from just 7.5% APR.

Integrated Insurance Options

Comprehensive Insurance with Loan Protection.

High Loan-to-Value Financing

Up to 90% LTV for New Cars, 80% for Used.

Car Loan EMI Calculator

Calculate your monthly installments in seconds

Your Loan Breakdown

Monthly EMI

$0

For selected tenure

Loan Amount $0

Down Payment $0

Total Interest $0

Processing Fee $0

Total Cost $0

*Processing fee: 0.5% of loan amount (max $500). Insurance free for first year on select models.

Types of Car Loans Available

Find the Right Financing for Your Vehicle.

From 7.5%

New Car Financing

Secure financing for your brand-new car with maximum loan amounts and competitive interest rates.

Up to 90% Data Coverage
Loan Terms: 1-7 Years
First Year Insurance Included

From 9.5%

Used Car Loans

Flexible financing options and swift approval processes to help you acquire your next pre-owned vehicle.

Up to 80% Loan-to-Value
Vehicle Age: Max 5 Years
RTO Transfer Assistance

From 7.8%

Car Loan Balance Transfer

Transfer your existing car loan to us and benefit from potentially lower interest rates.

Lower Data Costs
No Prepayment Penalties
Additional Data Services

From 8.5%

Commercial Vehicle Financing

Financing available for taxis, delivery vans, trucks, and other commercial vehicles.

Higher Loan Amounts
Commercial Income Considered
Fast Data Processing

From 8.0%

Electric Vehicle Loans

Tailored financing solutions for electric vehicles, offering additional perks and subsidies.

Additional 0.5% Interest Discount
Extended Loan Tenure Options
Charging Station Installation Support

From 10.5%

Luxury Car Financing

Specialized financing for premium and luxury automotive brands.

High-Value Vehicle Financing
Flexible Documentation Requirements
Priority Approval Process

Popular Car Brands We Finance

Financing solutions for vehicles across all major brands.

Kia

Ford

BMW

Nissan

Honda

Volkswagen

Audi

Toyota

Hyundai

Mercedes-Benz

Chevrolet

Tesla

What Does Your Car Loan Cover?

Complete coverage for all expenses associated with your car purchase.

ETC Top-up and Initial Fuel

ETC top-ups and initial fuel costs (within limits).

Accessories and Extended Warranties

Optional accessories, extended warranties, and maintenance packages.

Comprehensive Vehicle Insurance

First year comprehensive insurance (complimentary for select models).

Road Tax and Registration Fees

Includes road tax, registration fees, and other statutory charges.

Vehicle Manufacturer Price Coverage

Cover 100% of the vehicle's manufacturer price.

EV Home Charger Installation

For EVs: Home charging station installation costs (up to $1,000).

Car Loan Eligibility Criteria

Maximum Age Limit

65 Years*

*During data updates

Minimum Age Requirement

21 Years

Employment Status

1+ Year Employment History

Stable Data Source Requirement

Minimum Income Threshold

Annual income of $25,000+

Down Payment Requirements:

New Car Down Payment: Min 10%
Used Car Down Payment: Min 20%
EV Down Payment: Min 15%

Self-employed applicants require at least 2 years of stable business operation and income proof.

Information Required

PAN Card & Aadhaar Card
Passport (for NRI applicants)
Voter ID/Driving License
Utility Bill (last 3 months) for address proof

Salary slips (last 3 months)
Form 16/Income Tax Returns (last 2 years)
Bank statements (last 6 months)
Employment certificate/Appointment letter

Car Quotation/Proforma Invoice
RC Copy (for used cars)
Insurance Papers
Road Tax Receipt (for used cars)

Car Loan Interest Rates Explained

Competitive rates tailored for various vehicle types and applicant profiles.

Vehicle Type	Active Users	Data Analysts	Data Scientists*	Electric Vehicles
New Cars (Up to $50K)	Competitive annual rates starting from 7.5% for select financing tiers.	Access favorable annual rates ranging from 8.0% to 9.0% for standard loan packages.	Annual Rate 7.3% - 8.3%	Annual Rate 7.0% - 8.0%
New Cars ($50K - $100K)	Benefit from our optimized annual interest rates, typically between 8.0% and 9.0%.	Explore flexible loan options with annual rates commencing at 8.5% and extending to 9.5%.	Annual Rate 7.8% - 8.8%	Secure your next vehicle with our attractive annual interest rates between 7.5% and 8.5%.
Used Cars (Up to 3 Years Old)	Annual Rate 9.5% - 10.5%	Annual Rate 10.0% - 11.0%	Annual Rate 9.3% - 10.3%	We offer highly competitive annual interest rates, starting from 9.0%, to help you easily acquire your dream car.
Used Cars (3-5 Years Old)	Annual Rate 10.5% - 12.0%	Annual Rate 11.0% - 12.5%	Annual Rate 10.3% - 11.8%	Annual Rate 10.0% - 11.5%
Luxury Vehicles (Over $100K)	Our premium loan products feature annual rates within the 8.5% to 9.5% range.	Enjoy our tailor-made low-interest car loan solutions, with annual rates ranging from 9.0% to 10.0%, making your car purchase worry-free.	Annual Rate 8.3% - 9.3%	Experience transparent financing with annual rates from 8.0% to 9.0% for our valued clients.

Eligible female applicants receive an additional 0.2% rate discount, and EV users get a 0.5% discount. Final rates are subject to credit score, vehicle model, and other factors.

Apply for Car Loan

Get pre-approved for your dream car in minutes

Personal Details

Full Name *

Email Address *

Phone Number *

Date of Birth *

Car Details

Car Brand *

Car Model *

Car Type *

Car Price ($) *

Financial Details

Down Payment ($) *

Preferred Tenure (Months) *

Employment Type *

Annual Income ($) *

Additional Information

I agree to the Terms & Conditions and authorize Prime Capital to verify the provided information and conduct necessary checks

Our car loan specialist will contact you within 24 hours with a pre-approval decision

Car Loan FAQs

Common questions about car financing

The maximum car loan tenure is 7 years (84 months) for new cars and 5 years (60 months) for used cars. However, the actual tenure depends on factors like car age, applicant's age, and income. Electric vehicles may qualify for longer tenure up to 8 years to encourage eco-friendly transportation.

Yes, there are tax benefits available. If the car is used for business purposes, the interest paid on the car loan is deductible as a business expense. For electric vehicles, additional deductions are available under Section 80EEB. For personal cars, there are no specific tax benefits, but if used for business, appropriate deductions apply.

Yes, you can prepay your car loan. For floating rate loans, you can prepay after 6 months with no charges. For fixed rate loans, a prepayment charge of 2% may apply if prepaid within the first year. After 12 months, no prepayment charges apply. We encourage early repayment to reduce your interest burden.

For complete applications with all documents, we typically approve car loans within 24-48 hours. Pre-approval can be obtained within 4 hours. Once approved, disbursement happens within 24 hours after completing documentation and signing the agreement.

In case of default, we first try to contact you to understand the situation and offer solutions like restructuring the loan. If defaults continue, we may repossess the car as per the loan agreement. However, we always try to work with customers facing genuine financial difficulties through EMI holidays or extended tenure options.

No, car loans are typically secured against the car itself. The car serves as collateral, so no additional collateral is required. We take hypothecation of the car until the loan is fully repaid. After repayment, we issue a No Objection Certificate (NOC) to remove the hypothecation.

Get Behind the Wheel with Prime Capital Car Loans